SPRINGFIELD, VA., Jan. 24, 2022 - Storms have hammered the U.S., and many recreational boats are sleeping away the winter under a layer of ice and snow. 485. "This showcased what a year-round community of activities we are," said Laura Altemose, vice president of communications and marketing manager for Lake Naomi. The Board of Trustees of the Lake Naomi Club shall appoint the initial seven (7) Directors from among the eligible members. Anticipate the needs and desires of our ever evolving community 3 bedroom cabin in the heart of the Poconos. The LNC is a 5 star platinum club community in the North East Pennsylvania . Canoeing and kayaking are great ways to explore the lakeshore and the four small islands in the middle of the lake. Every home that belongs to the PPCA has some documents that are important for you to read and understand: Lake Naomi is a private lake, and at 277 acres it is one of the largest private lakes in the Poconos. Deed Covenants Location. Saturday from 8:00 AM to 4:00 PM Lake Heritage is self-governed by nine elected board members supported by a community manager and staff. Surrounded on three sides by over 25,000 acres of state forest and Boy Scouts of America nature conservancy, Lake Naomi and Timber Trails offer a serene mountain setting for a peaceful family retreat, yet is convenient for shopping and a host of other activities in the Poconos region. Anglers who are familiar with Lake Naomi and want to make a suggestion to the information provided are asked to use the suggest changes button below on this page. Whether you're traveling with friends, family, or even pets, Vrbo vacation homes have the best amenities for hanging out with the people that matter most, including swimming pools and WiFi. In warmer weather, there is a nine-hole golf course on the 3,000-acre grounds, and an outdoor swimming pool. Menu. The real estate market at Lake Naomi is regarded as the fourth largest market in Pennsylvania for lake homes and lake lots. 2009 YEAR IN REVIEW Serving the Lake Naomi and Timber Trails Community Route 423, Post Office Box T, Pocono Pines, PA 18350-0620 570-646-9191 www.LakeNaomiClub.com [email protected] Evans oversaw construction of the $7 million community center which opened three years ago, the fulcrum to the expanded business plan that has reinforced Lake Naomi and Timber Trails as two model private communities of the Poconos. A sailing camp for girls was set up on the northwest side of the lake. Lake Naomi Club is a recreational community in the Pocono Mountains of Northeastern Pennsylvania. What happens when you have 2 vision plans? and a "Platinum Club of America - Five Star Private Club." 1403 Pocono Blvd Route 611, Mount Pocono, PA 18344-1680. The many outdoor spaces are perfect for relaxing and enjoying the fresh air. Lake Naomi club also features 2 outdoor Olympic size pools, including the largest lakeside heated outdoor pool in Pennsylvania. Agents and support staff are in the office and ready to assist with all home buying/selling inquires and 2022 vacation rental information. And that's especially appreciated by the full-time residents of the Lake Naomi community that has held steady at 20 percent of the nearly 1,600 homes. & redid existing work and updated all of existing structures. Located in the Pocono Mountains of Northeast Pennsylvania, Lake Naomi Club is a premiere recreational vacation home lake community. post-production assistant (11 episodes, 2022) Joel McWilliams . The sailing program, first introduced in the area before development took place in the 1950s, continues to go strong while kayaking has increased in participation, said Evans, along with canoes and paddle boats. 2. PPCA Mail Delivery Service 022521 House1.1 mi to Lake Naomi Club. Read End of Fall 2016 by Lake Naomi Club on Issuu and browse thousands of other publications on our platform. hbbd```b``"fHF f !`}&"YA$&X| f& Daniel Lake . 122 Rte 423, Pocono Pines, Pennsylvania, 18350, United States. All Rights Reserved | Powered by Northstar Technologies, For More Information about Lake Naomi Club. DIVERSITY STATEMENT But Evans points to homes being held by three generations of families as a getaway destination for the growing grandchildren. Contractors Hours Originally founded in 1965, it was chartered as a non-profit corporation under the PA Uniform Code for Planned Communities. According to the 2015 Coldwell Banker Home Listing Report, the average price of a home in Pennsylvania is $269,732. The year-round plan is welcomed by homeowners who pay $3,500 community dues a year in Lake Naomi and $4,500 a year in Timber Trails that offers more access to private roads and trails. Stephen Harker has been working as a President at Lake Naomi Club for 2 years. Logan Steel died in the 1980s and the club is now owned by its members and run by a board of governors. expectations "The average country club for those areas is in the $40,000-a-year range, so ours is a good price for them," Evans said. Our recreational resort is also within minutes of three indoor water parks and three ski resorts. PPCA Member Forum Premier Host. The holiday season is just around the corner, so now is the time to finalize your holiday entertaining plans at the Lake Naomi Club. Lake Naomi has the number 1 Rated Tennis Ctr. Among the largest PA Sailing Lakes that are non-motorized, The 277-Acre Lake Naomi is the Clubs largest lake and features four swimming beaches, several boat marinas and five islands to explore. Your California Privacy Rights / Privacy Policy. April 1, 2023 -Deed Covenants Hundreds of full- and part-time residents of Lake Naomi Club and Timber Trails communities in Pocono Pines flocked to the Lake Naomi Community Center in late January for its inaugural Winter Festival weekend. 122 Rte 423, Pocono Pines, Pennsylvania, 18350, United States. Whether you want to hike the mountainside or take a dip in the lake, there are plenty of ways to enjoy the outdoors during the summer season. LHPOA property is not open to the public. Link to Naomi Neighbors for Responsible Renting Facebook Page ARTICLE III - MEMBERSHIP . The year-round plan is welcomed by homeowners who pay $3,500 community dues a year in Lake Naomi and $4,500 a year in Timber Trails that offers more access to private roads and trails.Mar 6, 2011. | Terms of Use | Privacy Policy | Contact, Pocono Real Estate Happenings The Latest In Northeast PA News. Would love to be on a lake which financially would be possible at Arrowhead but unsure of what the community is like. Taken together, these documents provide the basis for ensuring our community will continue to maintain the character which we love and appreciate. Eventually Lake Naomi Corp obtained the property. Strive to provide Member services and facilities that exceed %%EOF Thats significantly lower than New Hopes $745,518, which makes it the most expensive real estate market in the state. National Waste Bulk Pick Up List Lake Naomi Club 122 Rte 423, PO Box T Pocono Pines, PA 18350 | Tel: (570) . Lake Naomi Club also offers an outdoor Olympic-sized pool, a second outdoor pool with an aquatic climbing wall, a nine-hole executive golf course, a tennis center and a clubhouse with restaurant and pub. Lake Naomi has very high dues but has amenities that most don't have. Lake Naomi Real Estate: Providing Real Estate Service in Pocono Pines Pennsylvania. "With the cost of housing and operating homes, people are looking to use their (secondary) homes for more than five or six months a year," said Evans. All Rights Reserved | Powered by Northstar Technologies, Click here to view the New Member Fees for 2023, Click here to view Frequently Asked Questions about Renting your Property in Lake Naomi and Timber Trails, Click here to view the Leisure Service Guide for 2023. The Lake Naomi & Timber Trails vacation home community surrounds one of the largest private lakes in the Pocono mountains. See Miller v. Lutheran Conference & Camp Ass'n, 331 Pa. 241 (Pa. 1938). In 1963, the Logan Steele family purchased 2,600 acres (11 km2) surrounding the lake which eventually was turned into a resort community called the Lake Naomi Club. Click here to view Frequently Asked Questions about Renting your Property in Lake Naomi and Timber Trails Usage in winter has doubled beyond our projection," said Jeff Evans, longtime general manager who now is consulting manager to his successor, Robert Jones. 1174 Glade Dr, Long Pond, PA 18334. 3D Tour. This has resulted in a two-week to 30 day minimum rental in most . The following are the hours when Contractors are currently permitted in the Community: [1] The community of Lake Naomi Club is a resort community that includes 1,400 families who own property surrounding Lake Naomi. [5], Coordinates: .mw-parser-output .geo-default,.mw-parser-output .geo-dms,.mw-parser-output .geo-dec{display:inline}.mw-parser-output .geo-nondefault,.mw-parser-output .geo-multi-punct{display:none}.mw-parser-output .longitude,.mw-parser-output .latitude{white-space:nowrap}410640N 752732W / 41.111N 75.459W / 41.111; -75.459. endobj <> Large metropolitan areas such as New York and Philadelphia have a lot to offer. One of the highest priorities here is to maintain the natural habitat and the woodland feel of the community while maximizing the enjoyment of the wonderful atmosphere and amenities that the Lake Naomi/Timber Trails communities have to offer. Enjoy Complimentary Access You get free access to all of the fantastic amenities at Lake Naomi Club when you are a guest of Mountaintop Lodge! endobj Heart of Lake Naomi, 3BR/2.5BA. Sleeps 83 bedrooms5 beds. Arrowhead also has lower dues and more affordable homes. Click here to view the Leisure Service Guide for 2023, Lake Naomi Club122 Rte 423,PO Box TPocono Pines,PA 18350 | Tel: (570) 646 9191 | Fax: (570) 646 5796 | Email: [emailprotected], var year=new Date();document.write(year.getFullYear()); Lake Naomi Club. We think weve narrowed it down to Arrowhead or Lake Naomi but wanted to see if anyone has opinions on either. One sold for $1.1 million a few months ago. Arrowhead has attempted to step up their game. 2013 Dues Payment Procedure Change In order to give equal opportunity to every . We recognize that diversity in age, color, ethnicity, race, sex, sexual orientation, gender identity or expression, ability, religion, national origin or citizenship, marital status, military status and socio-economic background adds to and strengthens the fabric of our community. A well-designed clubhouse, with restaurant and pub along with a dedicated recreational staff offers activities for all ages. Lake Naomi Club is a premier and private second-home community located in the pristine Pocono Mountains of Northeastern Pennsylvania. And the best got better with the addition of a 56,000 ft. Community Center which boasts a multitude of amenities including an indoor pool with a splash park, indoor tennis, fitness center, game room and teen area with activities for the entire family. VALENTINE'S: Valentine's Specials available; view flyer for more details and a chance to pre-order your 32oz Tomahawk steak. Logan Steel died in the 1980s and the club is now owned by its members and run by a board of governors. 3 0 obj Residents are issued parking stickers which change yearly. Although humidity levels are typically comfortable even during the summer months at Lake Naomi, episodes of heat and high humidity can occur with heat index values > 93F (34C). Super Private. . Compared to other communities of similar population size, Punxsutawney has a crime rate that is noticeably lower than the average. Use arrow keys to navigate . Potential Natural Vegetation, Original Kuchler Types, v2.0 (Spatially Adjusted to Correct Geometric Distortions)", https://en.wikipedia.org/w/index.php?title=Lake_Naomi&oldid=1150531355, Creative Commons Attribution-ShareAlike License 3.0, This page was last edited on 18 April 2023, at 18:09. Next photo. A Wall Street Journal article on Jan. 10 cited Lake Naomi's 15 percent increase in home sales last year as opposed to a 3 percent decline in the rest of Monroe County. All rights reserved. "The full . The company's services include a private golf . Preserve the lakes, streams and woodlands in an environmentally Together with our sister HOA, Timber Trails Community Association, our members are eligible to join the Lake Naomi Club and enjoy the amenities provided by the Club. The Lake Naomi Club offers sailing lessons for adults and children. #1 of 11 things to do in Mount Pocono. If you are considering buying a vacation or year round home in the Pennsylvania Mountains, consider Lake Naomi - Timber Trails, voted one of the "Best Residential and Recreational Communities in America." 2 0 obj As a result of its newfound year-round appeal, homes have better resale value. Payment: **50% of the total amount is due upon . Contractors are NOT permitted on Sundays and Holidays. It was chartered for the purpose of "erecting a dam, for pleasure, boating, skating, fishing and the cutting, storing and selling of ice.". Sharon Heron has been working as a Architectural Coordinator at Lake Naomi Club for 19 years. "It went very well.". Location. shall make arrangements to collect all dues and assessments; and shall disburse funds as directed by the Board of Directors. 54 results. The mountain Top lodge has a lot of history from the 1940-50 ish time frame was owned by a prominent family of the area and was run for a few years in the early 2000's as B&B . Language links are at the top of the page across from the title. Better Homes and Gardens Real Estate Wilkins & Associates fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. "I did not think this would take off. Anyone interested in fishing Lake Naomi or waters within the wider area around Coolbaugh should consult with local resources before heading out to fish. Lake Naomi Club122 Rte 423,PO Box TPocono Pines,PA 18350 | Tel: (570) 646 9191 | Fax: (570) 646 5796 | Email: [emailprotected], var year=new Date();document.write(year.getFullYear()); Lake Naomi Club. Homes sell from $200,000 to a recent $1.6 million deal. Promote a spirit of mutual respect among Members and Staff Provides access to all of LNC's great amenities. Our Members enjoy dining either indoors or on the decks of two clubhouses that feature American cuisine. The influx of NY commuters has also brought with it increasing gang activity to the Poconos. Lake Naomi Club also offers an outdoor Olympic-sized pool, a second outdoor pool with an aquatic climbing wall, a nine-hole executive . Each franchise is independently owned and operated. 122 Rte 423, Pocono Pines, Pennsylvania, 18350, United States. Ice storms and large snowstorms depositing 12 inches (30cm) of snow are somewhat frequent, particularly during noreasters from December through March. The demographic also is financially solid, with only two foreclosures last year in the heart of the economic downturn, but not necessarily lavish, stresses Evans. Among the largest of the private lakes in the Poconos, 277 acre Lake Naomi offers its members summer fun with fishing, sailing, boating and swimming. The Pocono Pines Community Association (PPCA) is a homeowners' association comprising most homes in the Lake Naomi/Deer Trail Lake area. PPCA Bylaws During the winter months, the plant hardiness zone is 5b with an average annual extreme minimum air temperature of 14.1F (26C). But thats just the beginning. It includes a 277-acre lake with non-motorized boating, fishing, swimming and sailing. Check out these upcoming Clubhouse events: COMMUNITY TABLE: Lake Na. May 2023. Membership must be renewed each year to avoid additional fees upon rejoining. colorist (9 episodes, 2022) . Contractor hours have been established in Lake Naomi as a means of attempting to reach a happy medium between the needs of various Contractors to get their work completed and the needs of existing residents to enjoy their homes. Tobyhanna Township is located in the heart of the Pocono Plateau Region of Northeastern Pennsylvania and is home to unique Villages including Blakeslee, Pocono Lake, Pocono Pines, and Pocono Summit. According to our analysis of FBI crime data, your chance of becoming a victim of crime in Tobyhanna is 1 in 68. https://www.biggerpockets.com/forums/742/topics/322683-why-is-tobyhanna-real-estate-declining-in-value-so-fast, https://mountaintoplodge.com/blog/lake-naomi-community-center/, http://wilkins1.com/community-associations-poconos-and-surrounding-areas/lake-naomi-timber-trails/, https://www.tnonline.com/20210104/house-hunters-flock-to-the-poconos/, https://www.neighborhoodscout.com/pa/tobyhanna/crime, https://www.pennlive.com/life/2017/01/most_affordable_housing_market.html, https://en.wikipedia.org/wiki/Pocono_Pines,_Pennsylvania, https://www.poconorecord.com/story/business/2011/03/06/lake-naomi-all-year-long/50174522007/, https://lakenaomiclub.com/ru/lakes-and-beaches, https://www.libertyhomespa.com/poconos-custom-home-blog/why-people-are-moving-to-the-poconos-from-new-york-and-philadelphia, https://www.neighborhoodscout.com/pa/punxsutawney/crime, https://philly.curbed.com/maps/map-10-most-least-expensive-real-estate-markets-in-pa, https://lakelubbers.com/lake/lake-naomi-pennsylvania-usa/, https://nepis.epa.gov/Exe/ZyPURL.cgi?Dockey=910246ET.TXT. Lake Naomi Club. We recognize that diversity in age, color, ethnicity, race, sex, sexual orientation, gender identity or expression, ability, religion, national origin or citizenship, marital . Zillow has 25 homes for sale in Pocono Pines PA matching Lake Naomi. Read More. It is also a safe, family-oriented retreat committed to providing exceptional recreation for the whole family. 122 Rte 423, Pocono Pines, Pennsylvania, 18350, United States. Timber Trails host a nine hole executive and private golf course. Contractors are NOT permitted on Saturdays between June 25, 2022 to Labor Day. 2010 YEAR IN REVIEW Serving the Lake Naomi and Timber Trails Community Route 423, Post Office Box T, Pocono Pines, PA 18350-0620 570-646-9191 www.LakeNaomiClub.com [email protected] complex in Pennsylvania. If you have not reserved your favorite room, space is still . October 29, 2022 One thing that makes our Club exceptional is the harmonious relationship among our Members - both Regular Members and Temporary Members. Because of reliable payment of fees by homeowners, that payoff balance has quickly dropped to $1.5 million. They have a weekend restaurant - a well manicured lake - (for additional cost) a clubhouse with a gym, indoor basketball court, activities and etc. There are tennis and golf classes and a popular children's program for restless kids in the summer. February 4, 2023 House, 3 BR, 2 BA, Sleeps 6, PERFECT for a Getaway! <>/Metadata 274 0 R/ViewerPreferences 275 0 R>> Sort: Homes for You. Our mission is to provide our Members with a premier year-round family-friendly community, offering recreational activities in an environment that fosters an appreciation of natures beauty and encourages the formation of lifelong friendships. hb``b``ZAb@aP j(S `i f`;R`P~ f;:3\"hA@M4#y `} When renting a home in Lake Noami/Timber Trails the purchase of a Temporary Membership is required to gain access to Lake Naomi Club amenities. And the best got better with the addition of a 56,000 ft. Community Center which . 17,497 were here. ft. of indoor space that includes a variety of fitness, aquatic, recreational, and social areas. The value is realized in lots, especially the attractive lakefronts. endstream endobj 247 0 obj <. Lake Naomi Tennis Center Preseason First Saturday in May through Sunday prior to Main Summer Season Weekends 8:30 AM to 1:30 PM Memorial Day Weekend (Extended Hours) Saturday & Sunday - 8:00 . Newsletter - Winter 2023 In 1938, a famous Pennsylvania Supreme Court case took place over who owned the water rights to Lake Naomi, as the surrounding lands were soon owned by many different parties. Lake Naomi has the number 1 Rated Tennis Ctr. "Pennsylvania Recreational Community, Poconos PA Family Resort - PA Vacation Homes, Rentals, # 1 Tennis Center, Golf Resort, Sailing Lakes - Lake Naomi Club", "PRISM Climate Group, Oregon State University", "U.S. Important Information Timber Trails followed 10 years later. Lake Naomi Club is part of the Amusement Parks, Arcades & Attractions industry, and located in Pennsylvania, United States. July 30, 2022 Lake Naomi is a 277-acre lake with many recreational activities. Realtor at Lake Naomi Real Estate . "The full-time residents really like it," said Altemose. Homes for sale near Lake Noami can range between $30k and $1.3 million approximately, with a total market value of around $36 . 0 Lake Naomi Real Estate was the original corporate property sales office at Lake Naomi, selling the first building lot 54 years ago and continues to be a strong leader in Property Sales and Vacation Rentals in Lake Naomi-Timber Trails and surrounding communities. The required fees are listed below. Lake Naomi Club is part of the Amusement Parks, Arcades & Attractions industry, and located in Pennsylvania, United States. Our members strive to maintain the . 2023 www.poconorecord.com. The recreational staff offers activities for all ages. Imagine your second home nestled in the PA woods where you and your family can enjoy days filled with outdoor activities and experience life the way it was meant to be. Imagine a summer camp for the entire family where everyone can unwind, and then one that continues all year round. There were nearly 1,100 registrations for the three days for the winter event, topped by 450 on Saturday. The fishing for trout, bass, pickerel, and walleye is excellent at Lake Naomi, Pocono Lake, and Stillwater Lake. December 10, 2022 The Ice Company was granted a 99-year lease for "the exclusive use of the water and its privileges." Timber Trails host a nine hole executive and private golf course. Whether you're looking for a new vacation home or simply getting away for a week or weekend, wander through our site, and then make a date to come visit us. Start Your RE Education Online With Career Webschool, Search for Homes in the Lake Naomi and Timber Trails Area. PPCA Minutes Short Term Rental Program Frequently Asked Questions Tobyhanna has an overall crime rate of 15 per 1,000 residents, making the crime rate here near the average for all cities and towns of all sizes in America. 273 0 obj <>/Filter/FlateDecode/ID[<9383F09E0F90E14695989A41624771B1>]/Index[246 48]/Info 245 0 R/Length 125/Prev 208666/Root 247 0 R/Size 294/Type/XRef/W[1 3 1]>>stream Naomi Neighbors for Responsible Renting Eblast 042123 Newsletter for the Lake Naomi Club. LNC has two tennis centers with a total 18 soft surface tennis courts and a tennis pro to improve your game. Our members strive to maintain the community in a manner that reflects the very reason you are here - and observance of some rules will permit everyones enjoyment for generations to come. Realtors say there are several reasons for the surge in sales of both primary and second homes. Naomi feels more country club-ish to us. For your convenience, Pocono Cleaning and Linen Service is a local linen rental service provider where you can order linens online, Additionally linen rental can be ordered through Alyson Potts Cleaning via telephone at (570) 972-1788 or Simply the Best Cleaning via telephone at (570) 619-4163. It includes a 277-acre lake with non-motorized boating, fishing, swimming and sailing. Discover a selection of 3,000 vacation rentals in Lake Naomi, US that are perfect for your trip. . complex in Pennsylvania. PPCA Code of Conduct2023 -PPCA Code of Conduct If you are staying in a rental, the GPS sometimes has trouble identifying some of the smaller roads around the lake, so a pro-tip would be to use the Jubilee Restaurant {2067 PA-940, Pocono Pines . <> responsible manner Week - $185 off peak - $270 peak. Better Homes and Gardens and the Better Homes and Gardens Real Estate Logo are registered service marks owned by Meredith Corporation and licensed to Better Homes and Gardens Real Estate LLC. Which pool to spend the day, one with a water slide or the other with an aquatic climbing wall? %PDF-1.7 PPCA Newsletter Previous photo. PPCA Operating Budget 2023. Included was a new nationwide craze an RC (Radio Control) sailing competition in which owners of small sailboats compete in marked lanes in the indoor pool, with electric fans blowing into the pool to power the sails and competitors adjusting rudders and riggers with remote controls to navigate the boats. Any services of products provided by independently owned and operated franchisees are not provided by, affiliated with or related to Better Homes and Gardens Real Estate LLC nor any of its affiliated companies. The Millers and others utilized southern and eastern sides of the lake for swimming, sailing, skating, fishing. Lake Life Lakes and Beaches Sailing Fishing Dining Recreation Pools Court Sports Golf Programs Community Center Community Association Timber Trails Pocono Pines ARC Housecheck Services . Please note that a 3% convenience fee will be added to all payments of dues and fees made by credit . Read More % October 6, 2022 Cast your line in our stocked lakes and streams. Visiting from Hudson County. If you store your boat outside and haven't checked up on her lately, Boat Owners Association of The United States (BoatUS) has five tips for a midwinter . KELLER WILLIAMS REAL ESTATE - STROUDSBURG. We value all who live, work, and vacation in our residential communities. Wood burning fireplace & fire pit. Lake Naomi Club. Dcbo climates are characterized by at least one month having an average mean temperature 32.0F (0C), four to seven months with an average mean temperature 50.0F (10C), all months with an average mean temperature < 72.0F (22C) and no significant precipitation difference between seasons. In 1963, the Logan Steele family purchased 2,600 acres (11 km2) surrounding the lake which eventually was turned into a resort community . Additionally, there is a 56,000-square-foot community center with an indoor pool and a splash park, indoor tennis, a fitness center, a game room and a teen area.[2]. Join a league or plan a round of golf with friends on meticulously groomed course surrounded by beautiful foliage. They have an abundance of culture, great shopping, fine dining, and nightlife. A well-designed clubhouse, with restaurant and pub along with a dedicated recreational staff offers activities for all ages. The Lake Naomi Club is an inclusive community that respects, honors, and celebrates diversity. Dawn Edwards Fisher is a Realtor at Lake Naomi Real Estate based in Pocono Pines, Pennsylvania. In September 1895, a 14-foot (4.3 m) dam was constructed across Tunkhannock Creek and water began backing-up forming "Lake Naomi", a lake more than a mile long and about one-third of a mile wide. LNC Member Charge Privilege End of Fall 2016 WHAT'S INSIDE 2017 Dues Payment . %PDF-1.6 % Sleeps 93 bedrooms4 beds. Second Amendment to Amended and Restate Declaration of Covenants, Restrictions & Easements The Association Amenities include an Administration . We want you to enjoy our beautiful amenities and have an outstanding and memorable experience. A Controlled-Access Community. According to the Trewartha climate classification system, Lake Naomi has a Temperate Continental (Dc) Climate with warm summers (b), cold winters (o) and year-around precipitation.